It was from my personal home buying experience that I knew being a realtor, was a profession I would love. I want my clients home buying experience to be as exciting as my own. As your agent I will work hard for you from the search to closing. My goal is to make your home buying experience as enjoyable as possible. Let’s work together to “turn your dreams into addresses.”
Knowing what is required of the client to get them pre-approved for a home loan is the foundation of understanding what it takes to market and sell real -estate. I continually stay abroad of the current resources available to assist my clients in there home buying journey.
Constant communication is the most essential way I get to know my clients. Through consultation, it allows me to get a better understanding of the position my clients are in, and gives me insight on what it will take to get them into the home of their dreams.
Client Satisfaction is My Priority. I understand that every detail must be handled with the utmost attention, and in doing so I can ensure that the experiences my clients have are phenomenal. Priding myself on professionalism and integrity, I am able to deliver consistent results and successful business relationships.
Because home ownership requires transparency, we begin with an initial consultation. During this consultation, we discuss both your vision and your financial situation. In doing so, we are able to establish and execute a plan which will be the first milestones in your purchasing experience.
For those interested in applying for an FHA loan, applicants are now required to have a minimum FICO score of 580 to qualify for the low down payment advantage, which is currently at around 3.5 percent. If your credit score is below 580, however, you aren’t necessarily excluded from FHA loan eligibility.
However, through my experiences I have observed that most lenders require a credit score of 620 or above to grant a loan.
Lender’s require of 2 years consecutive work history.
Yes, however your bankruptcy must be dischared for 2 years prior to applying for a loan.